37. Downsize: Trade down your car to a smaller model to save hundreds of pounds every year on not only fuel but road tax as well.

38. Breakdown cover: Choose cheaper breakdown insurance cover. Don’t just think about the AA or RAC – there are cheaper alternatives. See if you can get it cheaper with your insurance provider.

39. Save on insurance: Visit comparison websites such as moneynet.co.uk to look for cheaper car insurance. If you can afford to pay in full then do so, you will pay more if you choose to pay in instalments. Do not be lazy – switch.

40. Car pools: Join or start a car pool. You will save on wear and tear, fuel and parking. Milton Keynes has a Car Share MK scheme offering free parking to CMK workers. For more info vidit www.mkweb.co.uk/transportmk

41. Walk or cycle: Reduce your carbon footprint and waistline – sell your car and walk or cycle instead. The Redways make cycling safe in Milton Keynes.

42. School runs: Many people live close to schools and still drive their kids to school. Leave the car at home and walk your children to school. If you must drive, see if you can pool school runs with your neighbours.

43.Slow down: Save money by slowing down. The RAC claims most car engines run far more efficiently at 60 to 70 mph, compared to 80 mph or over. Also make sure that you keep your tyre pressure up – if your tyres are under inflated by 20 per cent then you’ll use 10 per cent more fuel

44.Wash your car: Don’t use car washers - save cash by washing your own car.

45.Cheaper fuel: Search the web to locate the cheapest petrol station near you. Visit www.petrolprices.com